Loss run reports contain the raw data needed to understand your organization's insurance program performance, but extracting actionable intelligence from multi-year claims data requires analytical expertise and operational context. MAC Safety's Loss Run Analysis combines insurance claims analysis with NIXN operational data to reveal the specific loss drivers that impact your experience modification rate, insurance costs, and contractor pre-qualification eligibility.
MAC analyzes loss runs across multiple dimensions — claim frequency by injury type, severity trends by department, loss development patterns, reserve adequacy, and the age-of-claim distribution that impacts EMR calculations. This analysis identifies which claims are driving the most insurance program impact, where claims management improvements could reduce incurred costs, and which operational improvements would prevent the losses that generate the most financial exposure.
Loss run analysis findings drive targeted intervention recommendations — specific safety program improvements, claims management strategy adjustments, and return-to-work program enhancements calibrated to your organization's actual loss patterns. NIXN tracks the implementation and effectiveness of these interventions, creating the documented loss control improvement that underwriters evaluate during insurance program renewals.